Discounted Consumer Banking and Payments Law, by Budnitz, Saunders, Mix, ISBN 9781602480494 at BarristerBooks.com

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Washington College of Law Comparative Law

Consumer Banking and Payments Law

by Budnitz, Saunders, Mix
Edition: 4th Ed., 2009 w/ annual supplement*
13-ISBN: 9781602480494
Format: Paperback-New
SKU: ATTY40003

List Price:	$100.00
Our Low Price:	$96.95



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Features:

Revolutionary Changes in Electronic Banking and Debit Card Use:

Consumer liability for unauthorized use

Error resolution, and right to stop payment or to raise defenses

Required notices

Allowable charges

Consumer protections hidden in NACHA rules

Bank’s liability for thefts near ATM machines

Federal E-Sign Law, UETA, and electronic disclosures

Electronic check conversions.

How Bank Accounts Work in the 21st Century:

Bank fees, bounced checks, and wrongful dishonor

Check 21 and the demise of returned paper checks

Banks can now cash post-dated checks before the due date

New rules on accord and satisfaction

Pre-authorized drafts: where merchant writes itself a check drawn on the consumer’s account

Liability for forged signatures and endorsements, check alterations

Limits on bank’s right to set off and third party garnishment.

The Latest on Money Orders, International Wires, Stored Value Cards:

Consumer rights where instrument is lost or stolen

Right to stop payment

Who loses when the issuer becomes insolvent.

Dramatic Changes in How Government Payments Are Made:

Federal law requiring direct deposit of all federal benefits

What you need to know about Electronic Transfer Accounts (ETAs)

Stored value card use for Food Stamps and other state benefits.

Rights of the disabled to access ATM machines

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Four months of supplements and revised editions.

Access to companion website as long as you stay current on the title.

Four-month, 8-issue NCLC REPORTS newsletter trial subscription.

*Important! Supplement Update Policy: This item may be supplemented annually by the publisher. These updates are important in ensuring that your item always reflects the most up-to-date legal information. Your purchase price includes the cost of any current cumulative updates and any updates that may be issued within four months of your purchase. After that period, a subsequent supplement will be sent to you directly from the publisher for your review and purchase.

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